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Buying To Let

Rising property values and a booming lettings market has meant that many lenders have developed mortgage deals tailored to the needs of would-be landlords. For investors seeking rental yield or capital growth, property has proved a good investment at a time when returns on other types of asset have been comparatively low. Landlords can buy property in their own name or through a limited company.

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Property Investment

Am I eligible for a Buy-To-Let Mortgage?

When looking for a buy-to-let mortgage, there is a principle to be met. Lenders will require you to already be owning a property with an outstanding mortgage. Other conditions include annual income, age and credit rating. With the support of our qualified experts, we can discuss your plans and find the best way forward.

How much could I borrow?

This will depend on the value of the property you plan to buy and how much rental income you are aiming to receive. Commonly, lenders wish for your rental income to be 25-30% higher than your mortgage payment.

If you are unsure of what the rental cost of the property will be, talking to an estate agent could be beneficial. This will help you to compare the prices of other rented properties within the local area.

To progress with a buy-to-let mortgage, we will support you in finding the most convenient solution to suit your requirements.

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JFS Mortgage & Financial Services
JFS Mortgage & Financial Services
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Andrea KearnsAndrea Kearns
11:18 06 Jun 23
We have used John and JFS Mortgage Services for a number of years now and would not use anyone else. John is always on hand to offer help and advice and is always very responsive by email and phone.We have just re-mortgaged as our deal was coming to the end of the fixed rate. John sourced a number of options for us and offered helpful and professional advice - nothing was too much trouble.Highly recommend and a very professional and personable service that is second to none!
Phoebe BennettPhoebe Bennett
15:11 07 Apr 23
As first time buyers, John was extremely helpful in answering all the questions we had throughout the process. He was always available and quick to update us with any progress. Would highly recommend John’s services as he has made our house buying process swift and efficient!
Jack SeaborneJack Seaborne
16:32 06 Feb 23
John was a great help throughout the process of buying our home and we highly recommend his services. John's great manner helped us feel comfortable enough to ask what felt like daft questions as first time buyers. Always quick to respond to queries
Kerry ParkerKerry Parker
14:23 01 Feb 23
We've just used John's services for the second time when it came to remortgaging our home as we came to the end of our fixed rate.John was extremely helpful, helping us to secure the best rate possible. Very professional and always quick to reply to any questions or assist us with any issues!We would highly recommend JFS Mortgage & Financial Services.
Michael McAndrewMichael McAndrew
19:13 24 Nov 22
John was a fantastic help throughout our mortgage process. From initial thoughts at the beginning of our house search until exchange day, he was always available via message or email to help with our many questions. Being first time buyers, we could not thank John enough for his help with everything from advice, sourcing mortgages to insurance recommendations. We would 100% recommend JFS Mortgage & Financial Services for any future home buyers.
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JFS Mortgage & Financial Services

YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. 

The Financial Conduct Authority does not regulate some forms of buy to lets. There will be a fee for our services, the exact amount will depend on your circumstances and precise details will be given to you on initial enquiry and you will not be expected to proceed until you have had the fee details in writing and have agreed the fee amount.

The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK

JFS Mortgage & Financial Services, a trading style of JFS Mortgage Services Limited is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

JFS Mortgage Services Limited is registered in England and Wales with company number 06528059.

Registered Office: 139 to 143 Union Street, Oldham OL1 1TE.

Part of the HLPartnership Mortgage & Protection Network

Contact Information

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